Guide to Retail Property Types

June 12, 2018

Retail properties are some of the most varied and versatile commercial real estate assets. While technology and the Internet have presented some challenges for retail, many CRE owners know the value of a well-run and vital retail property. Despite recent challenges, many lenders are still bullish on retail. In the first of a series of CRE property types, we’ll take a quick glance at the retail property type and how lenders look at the asset.

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Commercial Mortgage from a Life Insurance Company

What is a Commercial Mortgage from a Life Insurance Company?

April 9, 2018

Many life insurance companies invest in real estate and offer commercial real estate (CRE) loans, which differ from other CRE mortgages. A commercial mortgage from a life insurance company can have loan terms between 10 and 30 years, with fixed-rate options locked at application.

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Commercial real estate closing costs are the fees that are due before the closing of a commercial mortgage.

Guide to Commercial Real Estate Closing Costs

March 1, 2018

Commercial real estate closing costs are the fees that are due before the closing of a commercial mortgage. It should be noted that costs vary by the deal and lender, and their prices fluctuate greatly depending on the property size and loan amount, but a borrower can expect some or all of these fees at the close of their loan

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Where does CRE fit in an investment portfolio?

Where Does Commercial Real Estate Fit in an Investment Portfolio?

February 7, 2018

Commercial real estate (CRE) may offer owners a powerful way to protect and grow their wealth. Depending on strategy, CRE can act either as the cornerstone or as a diversifier within an asset allocation, so should be considered when investors and wealth managers are building an investment portfolio.

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The People Involved in Your Commercial Real Estate Loan

January 28, 2018

Commercial lending is a team sport and there are many players involved in your loan. Knowing who they are and what they do can help you get the best service and most efficient process. The following are some of the people you will work with as you secure your commercial real estate loan.

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Comparing Commercial Real Estate Lenders

January 4, 2018

Commercial real estate (CRE) owners have many different lender and loan options. Choosing the right type of loan is a key part of your CRE portfolio strategy, and understanding the commercial lending landscape is the first step. The following are the most common types of commercial real estate lenders.

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Guide to Prepayment Premiums: What Are They and Why Do They Exist?

December 12, 2017

When looking at terms that are offered on a new loan, many borrowers consider the interest rate and the loan term, but they often overlook a critical component of the loan – the prepayment premium. Prepayment premiums allow lenders to offer longer term financing, but they can also restrict your ability to sell or refinance properties.

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1031 Exchange: What is it and how does it work?

1031 Exchange – What Is It and How Does it Work?

November 28, 2017

The 1031 Exchange takes its name from Section 1031 of the IRS code, which allows investors to defer capital gains tax on the exchange of any “like-kind” property. This allows you to use the full proceeds of a sale of a commercial property for the acquisition of another property. The code gives commercial real estate investors the flexibility to consider changing their investment strategies, and allows them to reinvest capital that would otherwise be paid in capital gains taxes.

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