Acquisition and Refinance for Commercial Real Estate

With Bridge and Permanent Options for Property Owners

Permanent Fixed-Rate Financing

Loan Amount	$3 Million to $50 Million
Primary Focus	Stabilized properties in 80 PLUM Select markets in addition to larger primary and secondary markets
Debt Yield	In-place debt yield of 7.50% & up
Collateral	First Mortgages
Interest Rates	Fixed rates price over Treasuries (current coupons 3.50% and up)
Loan Term	5-10 years and up to 20 on a case-by-case basis
Maximum LTV/LTC	LTV Up to 75% (Up to 85% with embedded mezzanine)
Recourse	Generally non-recourse, standard carve-outs only
Prepayment	Subject to defeasance or yield maintenance
Amortization	Up to 30 years with partial or full-term interest-only available
Origination Fees	None

Customized Lending

PLUM Lending is a full service commercial real estate lender that provides creative structured finance solutions. We specialize in the capitalization of middle-market commercial real estate properties nationwide with a focus on secondary markets.

We provide borrowers with capital through our various direct lending programs.

Explore My Loan Options

Properties We Finance

Multifamily

Office

Retail

Hospitality

Industrial & Self Storage

MHC

We Simplify the Loan Process

1. Knowledgeable Consultation

A quick phone call with your dedicated loan originator to go over your specific scenario.

2. Secure Document Submission

Submit initial required financial documents discussed in the consultation to obtain a loan quote.

3. Term Sheet Issued

Once documentation is reviewed, you will receive a non-binding term sheet for discussion. PLUM will then issue you an official application on agreed-upon terms.

4. Loan Application Approved

Your loan passes through underwriting and third-party reports are completed. Once approved, loan documents will be drawn, and your loan moves to closing.

5. Loan Funded

Congratulations. You can rest easy knowing that you have acquired the right loan for your particular needs.

“ What really impressed me about my experience with PLUM is that this is the first time I’ve felt like a lender was on my side. When I talk to them it’s like I’m talking to someone on my team. They make the customer feel like they win, and I’d love to work with them again. “

RV Park, Montana

“I felt such a sense of relief that I was able to get a 20 year fixed-rate loan, as that was really important to me. “

Multifamily Property, California