Acquisition and Refinance for Commercial Real Estate

With Permanent and Bridge Options for Property Owners

Our Loan Parameters

Permanent Bridge
Loan Amount $3 Million to $150 Million
($150 MM + on a case-by-case basis)
$3 Million to $150 Million
($150 MM + on a case-by-case basis)
Primary Focus Stabilized properties in 80 PLUM Select markets in addition to larger primary and secondary markets Acquisitions, recapitalization of business plans that entail value-add, transitional or stabilized properties where additional seasoning or flexible prepayment is required
Pricing                               Spreads range from 170 bps to 300 bps                             over the corresponding US Treasury yield
Spreads starting at SOFR/US Treasury + 300 bps
Loan Term 3-10 years and up to 20 on a case-by-case basis  1-5 years including extensions
Maximum LTV/LTC LTV Up to 75%
Typically 75% of cost, and in
certain cases as much as 90% LTC
Recourse Flexible Flexible
Prepayment Flexible Minimum interest or yield maintenance
Amortization Up to 30 years with partial
or full-term interest-only available
Generally interest-only, with amortization
structured on a case-by-case basis 
Fees Origination Fees: 0-1% Origination Fees: 1.5%
Exit Fees: 0.5% - 1%

Customized Lending

PLUM Lending is a full service commercial real estate lender that provides creative structured finance solutions. We specialize in the capitalization of middle-market commercial real estate properties nationwide with a focus on secondary markets.

Properties We Finance

Multifamily Properties
Office Properties
Retail Properties
Hospital Properties
Industrial Properties
Industrial & Self Storage

We Simplify the Loan Process


1. Knowledgeable Consultation

A quick phone call with your dedicated loan originator to go over your specific scenario.


2. Secure Document Submission

Submit initial required financial documents discussed in the consultation to obtain a loan quote.


3. Term Sheet Issued

Once documentation is reviewed, you will receive a non-binding term sheet for discussion. PLUM will then issue you an official application on agreed-upon terms.


4. Loan Application Approved

Your loan passes through underwriting and third-party reports are completed. Once approved, loan documents will be drawn, and your loan moves to closing.


5. Loan Funded

Congratulations. You can rest easy knowing that you have acquired the right loan for your particular needs.

“ What really impressed me about my experience with PLUM is that this is the first time I’ve felt like a lender was on my side. When I talk to them it’s like I’m talking to someone on my team. They make the customer feel like they win, and I’d love to work with them again. “

RV Park, Montana

I felt such a sense of relief that I was able to get a 20 year fixed-rate loan, as that was really important to me. “

Multifamily Property, California

Contact a Specialist to Get Started

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